Life insurance never crossed my mind. I mean, when I was in my late 30s, it’s not exactly something I felt like I needed. But when I decided to look into it, the more research I did, the more I realized that there are benefits to getting life insurance when you’re young.
It may seem like an unnecessary hassle, but when I came across Bestow, their easy, convenient online application and super low premiums made me view life insurance very differently.
Curious as to why? Here are all the answers to your questions.
I’m young and healthy, why should I care about this now?
To build a strong financial foundation, you must have the right tools. And the earlier you acquire these tools, the better. This is the time to capitalize on your youth and apply for an affordable life insurance policy. Because as you get older life insurance may not be as affordable.
Of course, the thought of life insurance can seem a bit morbid, but it’s a relief to know at the back of your mind that if something did happen, you helped your loved ones to be financially protected.
Is it expensive?
Nope. Bestow offers term life insurance policies as little as $16 a month. Sure, life insurance may seem like an unnecessary expense when you’re in your 30s, but at that price, with the stability you are giving yourself, your family, and loved ones, it’s hard to justify why you wouldn’t get it. It’s literally starting at the price of just a few coffees a month!
I don’t understand life insurance, how does it work?
Life insurance can seem complicated – I know. There are so many different companies and policies, it’s tempting to avoid the whole process altogether. If you’re the sort of person who has no idea where to start with life insurance, then Bestow could not make it any easier.
For most life insurance policies, the process involves going to the doctor for an assessment, obtaining paperwork, and experiencing an overall lengthy back-and-forth application process. In comparison, Bestow’s application process is so simple and straightforward.
Bestow’s website is easy to navigate – you just fill out a brief application, and they review your answers to determine if you’re eligible. Bestow offers term insurance at 10 year and 20 year policies.
Do I need to go to the doctor?
No, not with Bestow! There are no doctor’s visits, no needles, and no overwhelming paperwork, unlike some other insurance companies. The evaluation is completely online on your own time (which can take as little as 5 minutes).
If you don’t have time to go to the doctor (or want to avoid the needles when getting your bloodwork done), Bestow is the ideal choice for you.
What if I change my mind?
If you cancel the policy within the first 30-day free-look period, you get a full refund. Plus, if you decide that you don’t need it or can’t afford it, you can cancel the plan at any time, with no early cancellation fees. In reality, at such an affordable price, it’s definitely worth it to protect your loved ones.
While I never imagined I would get life insurance in my 30s, I’m so relieved that I found Bestow. It is good to know that if anything were to happen to me, I’ve helped to financially protect my loved ones.
Starting at the price of just a few coffees a month with such an easy application process, Bestow is a great option to apply for term life insurance.